It may be necessary, as part of the Underwriting process, to obtain detailed information on clients who travel or reside in foreign countries, especially on a regular basis. Often this information is sketchy at best on the application or supporting documents. First Financial Underwriting Services Inc. will prepare detailed documentation on foreign travel including the location(s), purpose, duration and other information that will help the Underwriter develop a clear picture as to whether or not there is potential risk with a particular client being in a certain location. As a direct result of this information, the Underwriter is often able to offer and retain business that may have otherwise been lost.

Allow First Financial Underwriting Services Inc. to help you feel comfortable with that decision on a complex case. On an anonymous basis, you can provide us with Underwriting information and we will provide you with an Underwriting evaluation customized to your particular client including backup information and supporting documents used in the analysis. First Financial Underwriting Services has Underwriting and Medical professionals with vast Insurance experience ready to help with your most complex cases!

First Financial Underwriting Services Inc. is able to prepare Financial Inspection Reports on a highly confidential basis using third party data. For those extremely difficult cases we can usually prepare an Underwriting file without contacting the actual client if necessary. These reports can help save cases and obtain coverage for clients who refuse the traditional Inspection process by utilizing discrete and ethical methods to obtain and validate the data. First Financial Underwriting Services Inc. will go the extra mile to develop the information to make the case happen!

First Financial Underwriting Services Inc. completes credit checks based on Insurance face amounts, corporate ownership or as a reflexive check of information developed in third party interviews. Credit checks may also be ordered on prospective agents or brokers and are completed electronically in real-time while fully complying with privacy and The Fair Credit Reporting Act.

Motor Vehicle Report provides the Insurance Company Underwriter with information contained in the potential customer's Driving Record Abstract. Depending on the state/province, the record may encompass 2 years, 5 years or 10 years of driving history and will show motor vehicle violations during this period.

Criminal Checks may be ordered as a part of the Financial Underwriting process. They can be completed on either prospective applicants or agents/ brokers. They may establish a pattern of behavior that could ultimately affect life expectancy, morbidity or the ability to pay.

First Financial Underwriting Services Inc., through its access to many databases and government records, can complete corporate searches to supplement the Underwriting process by developing information on client companies that may not otherwise be forthcoming. We can develop information with regard to overseas business interests and verify value information of these entities. We can also verify the existence of companies both domestically and abroad.

Bankruptcy checks are obtained on both corporately owned and personal policies as an element of Financial Underwriting and helps the Underwriter establish the prospective client's ability to pay. They are completed electronically, in real-time and bankruptcy discharge documentation may also be obtained on request.

Telephone Interview Report provides a range of underwriting information including employment, income, health and habits through our customer tailored questionnaires. If any adverse information is developed, we ask further questions and provide elaborate details in the special remarks section at the end of the report.

First Financial Underwriting Services Inc. will complete the interviews for your mature market cases. We have in place a number of different questionnaires specifically tailored to this market or, alternatively, we can facilitate the completion of your questionnaire. We will also ask "reflex" questions and prepare supporting data if necessary or obtain additional verification at your request. These forms are especially suited, and commonly used for, larger Life Cases, Critical Illness and Long Term Care insurance cases.

We are the first to provide international inspection reports with income verification on international books of business. Our international inspection reports will assist with your large and jumbo cases within the international market. We offer applicant based inspections and direct interviews with CPA’s and bankers throughout the world. Reports can be customized to suit your underwriting needs. First Financial Underwriting Services Inc. has various in house specialty languages, for further information please email info@firstfin.com